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Posted by Christine Armishaw on 30/06/2020.

Individual EA Member Insurance Renewal for 2020/21

We are pleased to confirm that Public and Products Liability and Personal Accident insurance for individual members has been renewed from 1 July 2020 to 30 June 2021.

Under the Liability cover, EA members are insured for up to $20,000,000 at all times whilst engaged in non-income earning equestrian activities including your legal liability to compensate third parties for personal injury or property damage.  An excess of $2,500 applies to each and every claim arising from third party property damage.

The insurance is effective at the point your State Branch confirms your membership details and payment.

The Personal Accident cover provides protection 24 hours, 7 days a week in respect of all hazards which a member is exposed to whilst engaged in non-income earning equestrian activities, excluding travel to and from such activities except for travel directly to and from events and club activities where that club holds the EA Club Insurance.

Personal Accident cover has the following features:

  • Capital Benefits cover of up to $100,000 ($25,000 for U18)
  • 100% reimbursement for non-medicare medical expenses up to $3,500 per claim
  • Up to $500 p/week loss of income benefits (85% of net income)
  • A $1,000 out of pocket expense
  • A $500 clothing allowance
  • A weekly benefit of $200 for Student tutorial costs
  • A $200 domestic help benefit

(Subject to policy excesses, deferral periods and benefit limitations)

The above information is a general summary of the EA Insurance Plan only and should be read in conjunction with the actual policy documents available from Gow-Gates Insurance Brokers.

You can visit the Gow Gates Website for more information including a FAQs and terms: Gow Gates 

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